Home loans shouldn’t be difficult for the borrower. There’s a lot of work that needs to be done. At Mitus Mortgage will do all the hard work making your home buying experience simple.


Buying a home is one of the most stressful things you can do. Our goal at Mitus Mortgage is to be there for you, which is why we guarantee that we’ll get back to you in a timely manner.


Time is of the essence when you’re securing a loan. We work tirelessly to respond to clients and agents to keep the processing moving along and get you into your new home as soon as possible.

About Mitus Mortgage

Northern California Mortgage Lender

Mitus Mortgage Company is a family-owned business and was established in 1990.  A Nothern California mortgage lender, we are based in Valley Springs, CA, with the ability to provide loans in California, Oregon, Colorado, Wyoming, Georgia, and Florida.

We proudly boast a 98% approval and closing rate and look forward to working for you to accomplish your goal of homeownership.

Our Company Vision & Mission

The core purpose of Mitus Mortgage Company is to provide our services to as many families and individuals as will allow us to.  We will be organized and expedient in delivering an honorable service, so as to ensure our positive mark on our community.  We will treat every customer with the utmost professionalism, courtesy, and respect.  We will never let negativity get the better of our character, and handle all tasks with enthusiasm.  Each of us will endeavor to perform our services with an appreciation for each other, for we know that one employee is no more important than another.  It will be as one functioning unit which will claim our success.  Our profit will come in the form of financial success and satisfaction, of knowing that we participate in helping people purchase their “American Dream”, and making the most important investment decision of their lives.

Who we are

Mitus Mortgage Company is a family-owned business with offices in Valley Springs and Arnold California.

Susan Hughes

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

With my 40+ years of experience in the mortgage lending business (13 years in the San Francisco Bay area and 20 years in the Sierras), I am confident I can help you get the best loan at the best rate to meet your personal financial needs.  Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations.

Thank you, Susan

NMLS 358120, DRE 01158900 Mitus Mortgage

Our History

Mitus Mortgage Company is a family-owned business and was established in 1990 in Arnold, CA.  We are able to do loans in Amador, Calaveras, Tuolumne, and other counties throughout California.

We are proud of the fact that we have a 98% approval and closing rate.

We will work for you to accomplish your goal of homeownership.

We have many lenders with different loan programs available to accomplish this task.  Our goal is to provide the most simple, responsive, professional, and expedient service to our clients.

Susan Hughes is the owner of Mitus Mortgage Company and has been in the mortgage industry for 35 years and has all required licenses:

DRE 01158900 and NMLS 358120.

John Hughes is the marketing manager and has been in this field for 20 years.